Homeowners Insurance

Your house is made up of more than just bricks and mortar. It's filled with memories, and every aspect depicts you. In the event of a claim, you'll have a need for a check from your insurance. You'll want to recover your life and rebuild it without the difficulties, headaches, or delays that come with it.

How do I get Insurance Made Eazy to cover my home?

An unbiased insurance agent can assist you in customizing a homeowner's insurance policy to ensure that you have adequate coverage for your specific needs.

What factors influence the cost of my homeowner's insurance?

The main factors that decide your premium and the value of your insurance:

  • Our residence and the likelihood of being impacted by natural disasters
  • The sum of coverage you need
  • The copay you've chosen
  • Your home's precautionary devices
  • Your claims and/or invoice history
  • Your credit score (if acceptable)
  • The unique characteristics of your home
  • The form of coverage you select
  • Your credit score (if acceptable)
  • How long you've been a customer and
  • Other Insurance Made Eazy products.

    • What Is Replacement Cost Coverage?

    Your home's coverage number is determined by its replacement value — what it would cost to reconstruct it exactly as it is, of the same level of detail and finishes. It considers costs such as materials, labor, architect and designer fees, lighting, and special design finishes just at the time of the occurrence. Furthermore, with extended replacement cost coverage, Insurance Made Eazy will cover the cost of rebuilding or restoring your house following a big loss, even though the cost exceeds your coverage limits, which could include renovations to meet modern construction requirements.

    Cash Settlement

    If you decide not to rebuild or reconstruct at a different location after an insured total loss, Insurance Made Eazy will pay you monetary compensation up to your policy amount. It's entirely up to you.

    Extended Replacement Cost

    After a covered loss, Insurance Made Eazy's additional replacement cost coverage will pay for your house repaired or rebuilt to its original state, even though the cost may exceed your policy limit. We'll even cover the costs of renovations necessitated by the loss owing to new construction codes.

    Replacement Cost Coverage

    If your home's contents are compromised, Insurance Made Eazy will cover all of the elements that made your house a home, from improved appliances to custom cabinets, flooring, and woodwork. We'll also exchange improved appliances with the exact or most recent product available. We'll help ensure your possessions are protected for the price it would cost to substitute them today, minus depreciation, up to the policy limit you set. You don't have to replace them with Insurance Made Eazy. You can also opt for a cash settlement.

    Risk Consulting

    Insurance Made Eazy's highly skilled risk consultants shall visit your home for complimentary home appraisals to meticulously record the items that made your house into your home and ensure you are fully protected. Our risk specialists can also provide guidance on security and safety prevention.

    Temporary Living Arrangements

    If your home can't be resided in due to a covered loss and you may need somewhere to live while it's being rebuilt. Insurance Made Eazy will assist you in finding appropriate temporary housing, whether it's an identical home in your school district or a comfortable hotel.

    The Extras

    Insurance Made Eazy doesn't charge a premium for extras. Extra coverages are added in an Insurance Made Eazy homeowners policy to assist cover you in unforeseen events, such as tree removal after a hurricane, data recovery after a computer infection, and lock replacement if your keys are stolen or lost.