Small enterprises that are run from home
Having a home-based business can provide several professional and lifestyle advantages.
Surprisingly, it comes with its own set of risks. When an accident, damage, or loss occurs, your home and contents insurance policies may not always cover your business activities and assets.Employees, suppliers, and customers that come to your business at home are covered by public liability insurance.
Equipment, inventory, trade tools, office furniture, and computers are all covered by insurance.
If you have employees who work from home, you'll need workers' compensation.
Stock and equipment are covered against fire, storm, and theft.
Business interruption insurance
Insurance for automobiles
Your choice of insurance products is largely determined by the nature of your business. When comparing insurance policies, keep the following in mind: